Independent, whole-of-market advice for business owners, entrepreneurs, and the self-employed — with added protection.
✔ Many lenders rely on standardised criteria to assess mortgage applications, which can be problematic for business owners and the self-employed.
✔ Traditional lenders often fail to understand non-standard income structures, leading to unnecessary delays, requests for more documentation, or outright rejections.
✔ At Velocity Key, we understand the nuances of your financial situation. Whether you have diverse income streams, company dividends, or non-traditional earnings, we'll present your case effectively to lenders and secure the best mortgage deal available.
✔ But we go beyond just securing the right mortgage. With our Velocity Guarantee, you're financially protected in case your property transaction falls through.
We specialise in securing tailored mortgage solutions for:
We take the time to understand your unique financial structure, whether it involves company profits, dividends, or investment income, and we match you with lenders who offer the best deals.
✔ And, because we know how time-consuming the home-buying process can be, our MoveKey service ensures you're shielded from distractions and unplanned interruptions by acting as your single point of contact with all the key professionals -- from solicitors to valuers and lenders.
✔ Plus, with our Home Buying Guarantee, you're protected from unexpected financial losses if your property transaction falls through.
Our straightforward, four-step process ensures you get the right mortgage deal with minimal hassle.
Discovery meeting
We start by understanding your financial situation, business structure, and mortgage needs—so we can help you achieve what really matters to you.
Tailored mortgage search
We search the whole-of-market, including specialist lenders, to find the best deals for your unique circumstances.
Application management with Velocity Move
We handle all communications with lenders, accountants, solicitors, and valuers through our Velocity Move service. You’ll have one point of contact for updates, freeing you from the hassle of chasing professionals.
Completion and protection with the Velocity Guarantee
Once your mortgage is approved, we offer post-move support through our Velocity Move service to ensure a stress-free transition to your new home. And, with our Velocity Guarantee, you’re financially protected from the key costs of a failed transaction, giving you complete peace of mind.
Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
We maintain high service standards and have a thorough and fair complaints procedure. If unresolved, you can ask the Financial Ombudsman Service to step in at www.financial-ombudsman.org.uk.
Velocity Key has not yet launched - this is a demonstration website only for internal purposes. This website is not intended to promote any regulated financial services.
