At Velocity Key, we believe your home-buying journey should be as secure and stress-free as possible. Property transactions can fall through for reasons beyond your control, and when they do, they often come with unexpected financial costs. That’s why we give your our Velocity Guarantee—to provide financial protection when things don’t go to plan.
Our guarantee ensures that if your property purchase falls through, you won’t be left out of pocket for key expenses like conveyancing, surveys, or lender fees. It’s another way we provide peace of mind, so you can focus on the purchase of your new home without the worry of unforeseen costs.
We specialise in securing tailored mortgage solutions for:
We take the time to understand your unique financial structure, whether it involves company profits, dividends, or investment income, and we match you with lenders who offer the best deals.
✔ And, because we know how time-consuming the home-buying process can be, our MoveKey service ensures you're shielded from distractions and unplanned interruptions by acting as your single point of contact with all the key professionals -- from solicitors to valuers and lenders.
✔ Plus, with our Home Buying Guarantee, you're protected from unexpected financial losses if your property transaction falls through.
Just £XX
For business owners purchasing higher-value homes or managing complex property transactions, unexpected issues can quickly turn into costly setbacks. Our Diamond Home Buying Guarantee provides an extra layer of protection, covering a wider range of risks--including chain collapse, legal disputes, and delays--so you can move forward with confidence and peace of mind.
✔ Conveyancing fees -- Up to £1,500 to cover legal costs.
✔ Survey/valuation fees -- Up to £750 to reimburse essential property checks.
✔ Mortgage lender fees -- Up to £250 to protect your up-front payments.
✔ Our fees -- Up to £200 reimbursement.
✔ Gazumping protection -- Covers costs if your offer is beaten by at least £1,000.
✔ Accommodation and storage costs -- Up to £300.
✔ No excess -- You benefit from the full cover with no deductions.
✔ 180 days of cover -- Protection from the moment you instruct your solicitor.
We specialise in securing tailored mortgage solutions for:
We take the time to understand your unique financial structure, whether it involves company profits, dividends, or investment income, and we match you with lenders who offer the best deals.
✔ And, because we know how time-consuming the home-buying process can be, our MoveKey service ensures you're shielded from distractions and unplanned interruptions by acting as your single point of contact with all the key professionals -- from solicitors to valuers and lenders.
✔ Plus, with our Home Buying Guarantee, you're protected from unexpected financial losses if your property transaction falls through.
Automatic cover
Your Velocity Guarantee is activated automatically when you instruct your solicitor or mortgage lender through Velocity Key.
Cover period
Our free guarantee gives you 120 days of cover, starting from the date you instruct your solicitor. This ensures that you’re protected during the critical early stages of your property purchase.
Claims process
In the event of a failed transaction, we’ll handle the claims process for you. Our team will work with the insurer to ensure you receive the appropriate reimbursements quickly and efficiently.
Approximately 1 in 4 property transactions in the UK fall through. The costs of a failed transaction can include conveyancing fees, survey costs, lender fees, and more. Our guarantee protects you from these unexpected financial losses, ensuring you’re never left out of pocket.
Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
We maintain high service standards and have a thorough and fair complaints procedure. If unresolved, you can ask the Financial Ombudsman Service to step in at www.financial-ombudsman.org.uk.
Velocity Key has not yet launched - this is a demonstration website only for internal purposes. This website is not intended to promote any regulated financial services.
